Which route should I climb? View the different options and determine the best route for you.
Which company should I climb with? Find out how to select the right operator for your budget.

Medical and Travel Insurance


You must ensure you have adequate travel and medical insurance to cover all your holiday activities including climbing Mt Kilimanjaro and emergency repatriation to your home country. Being a wilderness destination, medical infrastructure in major centers is remote from many locations visited. Therefore coverage for medical evacuation by a Tanzania based scheme is recommended in case of a medical emergency. This is especially relevant to those climbing Kilimanjaro. Government provision of emergency medical response does not exist in Tanzania and thus is carried out by specialized private local medical operators. While international medical insurance is essential it must be combined with a scheme provided by a local medical evacuation operator in order to prevent delay in mobilizing effective local emergency response.

You can't assume your insurance will go with you when you travel. It's very important to find out BEFORE you leave whether or not your medical insurance will cover you overseas.

What’s the difference between Travel Insurance and Travel Medical Insurance?

Travel Insurance insures your financial investment in your trip. Typically it covers such things as the cost of lost baggage and cancelled flights, but it may or may not cover costs of medical attention you may need while abroad. Travel Medical Insurance covers costs of medical attention you may need while abroad.

You need to ask your insurance company two questions:

  1. Does my policy apply when I'm out of the United States?
  2. Will it cover emergencies like a trip to a foreign hospital or medical evacuation?

In many places, doctors and hospitals still expect payment in cash at the time of service. Your regular U.S./ European health insurance may not cover doctors' and hospital visits in other countries. If your policy doesn't go with you when you travel, it's a very good idea to take out another one for your trip

Why should I be concerned about medical coverage abroad?

Many health insurance plans do not provide coverage overseas. Those that provide "customary and reasonable" hospital costs abroad may not pay for your medical evacuation back to your home country which can cost USD$10,000.00 and up depending on your location and medical condition. Many foreign doctors and hospitals require payment in cash prior to providing service. Uninsured patients may be refused service. Payment of hospital and other expenses abroad is the responsibility of the traveler.

Questions to ask your health insurance company?

  1. Does this insurance policy cover emergency expenses abroad such as returning me to my home country for treatment if I become seriously ill?
  2. Does this insurance cover high-risk activities such as parasailing, mountain climbing, scuba diving and off-roading?
  3. Does this policy cover pre-existing conditions?
  4. Does the insurance company require pre-authorizations or second opinions before emergency treatment can begin?
  5. Does the insurance company guarantee medical payments abroad?
  6. Will the insurance company pay foreign hospitals and foreign doctors directly?
  7. Does the insurance company have a 24-hour physician-backed support center? 

Can my. government assist me if I become disabled overseas?

If you become ill or is seriously injured abroad, a consular officer can assist in locating appropriate medical services and informing family or friends. If necessary a consular officer can also assist in the transfer of funds. Payment of hospital and other expenses is the responsibility of the traveler.

Where can I find a list of physicians abroad?

For detailed information on physicians abroad, the authoritative reference is The Official ABMS Directory of Board Certified Medical Specialists, published for the American Board of Medical Specialists and its certifying member boards. U.S. embassies and consulates abroad maintain lists of hospitals and physicians, many of which are posted on the embassy or consulate web site.

What insurance information should I carry with me abroad?

Carry both your insurance policy identity card as proof of your insurance and a claim form.

Where can I find a list of companies that provide medical evacuations and services?

Several private organizations will provide medical information and insurance for overseas travelers. Most charge a fee for this service. The following is provided for informational purposes only and in no way constitutes an endorsement, expressed or implied

 

U.S.-Based Air Ambulance or Medical Evacuation Companies

AIR AMBULANCE WORLDWIDE, INC.
35246 US Hwy 19 N #210
Palm Harbor, FL 34684
877-922-9675 / 727-781-1198
Fax: 727-786-0897
info@airambulanceworldwide.com

AIR MEDIC - AIR AMBULANCE OF AMERICA
Washington, PA
800-245-9987
AIR STAR INTERNATIONAL
Thermal, CA
800-991-2869 / 877-570-0911
AirStar1@aol.com

AMERICAN JETS
Ft. Pierce, FL
888-633-5381 / 772-380-4167
jimh@americanjet.net

EUROP ASSISTANCE USA
4330 East-West Hwy, Suite 1000
Bethesda, MD 20814
240-330-1000
info@europassistance-usa.com

GLOBAL RESCUE LLC
Boston, MA
800-381-9754 / 617-459-4200
memberservices@globalrescue.com

LIFE GUARD INTERNATIONAL, INC.
Las Vegas, NV
1-888-FLY'N-ICU (888-359-6428)
lgii@flyingicu.comMEDAIRE
Tempe, AZ
480-333-3700
info@medaire.com
STAT AIR INTERNATIONAL
San Diego, CA
619-754-6550 / 800-557-5911
service@statair.com TRAVEL ASSIST NETWORK CORPORATION
South Bend, IN
866-500-0333 / 574-272-5400
info@travelassistnetwork.com

TRINITY AIR AMBULANCE INTERNATIONAL
Fort Lauderdale, FL
954-771-7911
Contact@TrinityAirAmbulance.com

TRAVELERS EMERGENCY NETWORK
Tierra Verde, FL
800-ASK-4-TEN
ten@intrex.net

International-Based Air Ambulance or Medical Evacuation Companies

AUSTRIAN AIR AMBULANCE
Vienna, Austria
43-1-40-144

JETFLITE
Helsinki International Airport
Vantaa, Finland
358-9-870-2544

EUROPASSISTANCE
Johannesburg, South Africa
27-11-315-3999

GERMAN AIR RESCUE (DRF)
Filderstadt, Germany
49-0711-7007-0
alarmzentrale@drf.de

LUXEMBOURG AIR RESCUE
Luxembourg
352-420-440-1

TYROL AIR AMBULANCE
Innsbruck, Austria
43-512-22422

IAS MEDICAL AIR AMBULANCE
London, England
+ 44 (0) 870-042-1465
info@iasmedical.com


Where can I find a list of companies that provide travel insurance?

Several private organizations will provide medical information and insurance for overseas travelers. Most charge a fee for this service. The following is provided for informational purposes only and in no way constitutes an endorsement, expressed or implied.

U.S.-Based Travel Insurance Companies

ACCESS AMERICA, INC.
Richmond, VA
866-807-3982

ASA, INC.
International Health Insurance
Phoenix, AZ
888-ASA-8288

BETINS
Tacoma, WA
866-552-8834 / 253-238-6382
info@betins.com

CLEMENTS INTERNATIONAL
Washington, DC
800-872-0067 / 202-872-0060
info@clements.com

CSA TRAVEL PROTECTION
San Diego, CA
888-873-5484

EUROP ASSISTANCE USA
4330 East-West Hwy Suite 1000
Bethesda, MD 20814
240-330-1000
info@europassistance-usa.com

EXPAT GLOBAL MEDICAL
Advance, NC
336-998-9583
john@expatglobalmedical.com

GATEWAY INTERNATIONAL INSURANCE PLANS
Marsh Consumer
Washington, DC
800-282-4495 / 202-367-5097
gateway@marshpm.com

HEALTH CARE GLOBAL
Middleburg, VA
800-237-6615 / 540-687-3166

HIGHWAY TO HEALTH
Fairfax, VA
703-322-1515

INSUREMYTRIP.COM
Warwick, RI
800-487-4722 / 401-773-9300

INTERNATIONAL MEDICAL GROUP (IMG)
Indianapolis, IN
800-628-4664 / 317-655-4500

MULTINATIONAL UNDERWRITERS, INC.
Indianapolis, IN
800-605-2282
insurance@mnui.com

M. H. ROSS TRAVEL INSURANCE SERVICES
Northridge, CA
800-423-3632

PETERSEN INTERNATIONAL UNDERWRITERS, INC.
Valencia, CA
800-345-8816
piu@piu.org

QUOTEWRIGHT.COM
America's Travel Insurance Store
East Hartford, CT
800-821-4940
service@quotewright.com

SEVEN CORNERS, INC.
Carmel, IN
800-335-0611 / 317-575-2652

TRAVEL ASSIST NETWORK CORPORATION
South Bend, IN
866-500-0333 / 574-272-5400
info@travelassistnetwork.com

TRAVELEX
Omaha, NE
800-228-9792

TRAVEL GUARD
Stevens Point, WI
800-826-1300 / 715-345-0505

TRAVELINSURED.COM
E. Hartford, CT
800-243-3174

TRAVEL INSURANCE SERVICES
InterMedical Division
Walnut Creek, CA
800-937-1387 / 925-932-1387

TRAVELSAFE INSURANCE
40 Commerce Drive P.O. Box 7050
Wyomissing, PA 19610-6050
888-885-7233
Fax: 800-303-6015
info@travelsafe.com
USA ASSIST
Worldwide Travel Insurance
Los Angeles, CA
877-539-8619


Foreign Based Companies

INTEGRA GLOBAL
Hallein, Austria
43-6245-71303
info@integraglobal.com